I know it goes without saying, but lately we have had several people lose major tokuno artis because they were stolen from their backpack and not insured.
Thieves can NOT take insured or blessed items. They CAN take your uninsured, and u should ALWAYS assume a thief is hidden next to u ingame waiting to grab an uninsured item.
So PLEASE folks ... if its important enough of an item that u want to keep it, INSURE IT ASAP!
KD