FYI:
https://www.cnn.com/2019/07/25/us/equif ... index.html
You click the link to see if your information was stolen in the breach, and then click "claim" if it was, and enter one page of basic information and request to be paid $125. Equifax will send you a check or prepaid credit card for $125.
It's their penalty for the data breach they had awhile back (story above explains it all).
Or you can choose free credit monitoring for 3/10 years if you prefer.
KD